Pluto is a financial technology platform that enables investors to access liquidity against private equity, venture capital and private credit fund interests without selling their holdings. Through partnerships with financial institutions and wealth management platforms, Pluto facilitates asset-backed credit solutions that preserve long-term investment exposure while providing flexible access to capital.
Core product
Pluto's Wealth Equity Line of Credit (WELOC) is a non-recourse credit facility secured by eligible alternative investment interests, with accrued interest and loan balances repaid through fund distributions. The platform supports collateral eligibility assessment, digital loan applications and credit distribution through partner financial institutions.
Use cases
Enables high-net-worth investors to borrow against private fund holdings to meet liquidity needs without liquidating investments. Wealth managers and investment platforms can offer embedded alternative asset-backed lending, while lending partners use Pluto's technology to facilitate loan applications and collateral administration.
Functional categories (vendor-stated)
Integrations
Workflow stages
Security compliance (vendor-stated)
Portfolio focus
Private Equity, Venture Capital, Private Credit
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