Affirm provides a buy‑now‑pay‑later lending platform that enables merchants to offer installment financing at checkout. Its technology handles underwriting, loan servicing, payments, and consumer risk assessment, supporting e‑commerce and in‑store transactions
Core product
Affirm BNPL Platform (checkout financing, underwriting engine, merchant dashboard, payment processing)
Use cases
Point‑of‑sale lending, consumer installment plans, merchant conversion optimization, risk‑based underwriting, payment management
Functional categories (vendor-stated)
Integrations
Workflow stages
Portfolio focus
Consumer installment loans, retail finance, e‑commerce transaction
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