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Monato

Latin America

Mexican fintech building modular financial infrastructure enabling companies to embed payments, transfers, and credit services via a single API

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Core product

Monato Pay, Finch (SPEI transfers), Monato Financial (B2B lending)

Use cases

Embedded payments, B2B lending, account creation, cross‑border payments

Functional categories (vendor-stated)

Embedded Finance, Payments, TransfersB2B Lending, Financial Infrastructure

Integrations

SPEI ConnectivityAPI‑first Infrastructure, Embedded Finance Rails

Workflow stages

Payments, Transfers, Credit Origination, Reconciliation

Portfolio focus

Operational finance (not investment portfolios)